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Certificate of Deposit

What to know when it's time to renew your CD
Oct 3, 2023
video
Renew your CD with online banking
Aug 29, 2023
demo
Renew your CD with the mobile app
Aug 29, 2023
demo

Start with mobile and online banking

Digital Banking @ U.S. Bank
Apr 5, 2023
video
Sign up for mobile banking
Nov 21, 2021
demo
Enroll in online banking
Mar 25, 2022
demo
Download the U.S. Bank Mobile App (Google Play)
Nov 21, 2021
demo
Download the U.S. Bank Mobile App (iOS/App Store)
Nov 21, 2021
demo
Take a tour of online banking
May 13, 2022
video
Learn about your privacy
Nov 21, 2021
video
Enroll in mobile banking from the State Farm® app
Mar 25, 2022
demo
Enroll in online banking from State Farm® online
Mar 25, 2022
demo

Self-service, preferences and options

Retrieve your username and reset your password
Nov 19, 2021
demo
Search checking account transactions
Mar 25, 2022
demo
Request a stop payment
Nov 19, 2021
demo
Bank with your voice with U.S. Bank Smart Assistant™
Nov 21, 2021
video
Add an account alert
Nov 21, 2021
demo
Set up travel notifications
Nov 21, 2021
demo
Let us know about an upcoming trip.
Apr 18, 2022
video
Look up your account number
May 17, 2022
video
Enrolling in paperless statements
Nov 21, 2021
demo
Viewing your paperless statements
Nov 21, 2021
demo
Update your paperless preferences
Dec 13, 2021
video
Learn about money tracker
Nov 28, 2022
video
View your mortgage tax document with the mobile app
Jan 24, 2023
demo
How to set up direct deposit with the mobile app
Mar 24, 2023
video
How to manage your security rating
Apr 28, 2023
demo
How to set up biometrics for Android
Jun 27, 2023
demo
How to set up Face ID with the U.S. Bank Mobile App
Jun 27, 2023
demo
How to set up Shared Access with online banking
Jun 27, 2023
demo
How to set up Shared Access with the mobile app
Jun 27, 2023
demo
Meet Money Brief
Sep 15, 2023
video

Zelle®

Enroll in Zelle®
Nov 21, 2021
demo
Send money with Zelle®
Nov 21, 2021
demo
Request money with Zelle®
Nov 21, 2021
demo
Split the bill with Zelle®
Nov 21, 2021
demo
Zelle® overview
Nov 21, 2021
video
Send money with Zelle® with Online Banking
Oct 10, 2023
demo
Request Money with Zelle® with Online Banking
Oct 10, 2023
demo
Enroll in Zelle® with Online Banking
Oct 10, 2023
demo

Deposit and transfer

Deposit a check
Nov 21, 2021
demo
Make a mobile check deposit
Nov 21, 2021
video
Make an internal transfer
Mar 25, 2022
demo
Make a transfer in minutes
Dec 13, 2021
video
Send a wire transfer
Nov 21, 2021
demo
Send a wire transfer with online banking
Dec 20, 2022
demo
Order foreign currency with the mobile app
Jan 26, 2023
demo
Order foreign currency with online banking.
Jan 26, 2023
demo

Get an all-in-one view of your finances

Link accounts for a financial all-in-one view
Nov 21, 2021
video
Link an external account
Dec 13, 2021
demo

Explore insights, products and offers

Using personalized Insights
Mar 25, 2022
demo
Get Insights and special offers
Mar 25, 2022
video
Saving money with cash-back deals
Nov 4, 2021
demo
U.S. Bank Smartly Checking® with the mobile app
Feb 9, 2023
video
Apply for Bank Smartly® Checking with the mobile app
Feb 9, 2023
video
Make the most of your new credit card
Feb 23, 2023
video
Make the most of your new checking account
Feb 23, 2023
video
Live life in control with Overdraft Fee Forgiven
Apr 28, 2023
video

Pay bills

Manage and pay your bills
Dec 14, 2021
video
Get started with mobile bill pay
Nov 29, 2021
demo
Set up digital bills
Nov 21, 2021
demo
Pay your U.S. Bank credit card with mobile bill pay
Nov 21, 2021
demo
Pay external account using mobile bill pay
Nov 21, 2021
demo
Get started with pay bills online
Nov 21, 2021
demo
Set up digital bills online
Nov 21, 2021
demo
Pay your U.S. Bank account bill online
Nov 21, 2021
demo
Pay an external account online
Nov 21, 2021
demo
Make a payment to your U.S. Bank Loan
May 24, 2023
demo
How to set up autopay for your U.S Bank Loan
May 24, 2023
demo

Manage your cards

Report your card lost or stolen
Dec 7, 2021
video
Change your PIN
Nov 21, 2021
demo
Lock/Unlock a card
Nov 21, 2021
demo
Add card to Apple Wallet™
Nov 21, 2021
demo
Add your card to PayPal Wallet
Nov 21, 2021
demo
Use your virtual card
Nov 21, 2021
demo
How to set up a new U.S. Bank ExtendPay Plan
Oct 2, 2023
demo
How to set up a new U.S. Bank ExtendPay Loan
Oct 2, 2023
demo
Manage your debit card limits
Oct 10, 2023
demo
How to dispute a debit card charge
Oct 11, 2023
video

Help and assistance

Getting help with digital @ U.S. Bank
Apr 4, 2023
video
Make an appointment
Nov 21, 2021
demo
Get secure live guidance with cobrowse
Nov 21, 2021
video
Find help when you need it
Nov 21, 2021
video
View your credit score
May 17, 2022
video

ATM

Introduction to the ATM
Jan 11, 2022
demo
Get cash
Jan 11, 2022
demo
Deposit cash
Jan 12, 2022
demo
Change your card PIN
Jan 11, 2022
demo

Important disclosures

Account Alerts: For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Mobile Check Deposit: Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

Bill Pay: Safe Debit Accounts are not eligible for recurring payments or Express Delivery and can only pay billers listed in our system who accept electronic payment.

Zelle®: To send money in minutes with Zelle®, you must have an eligible U.S. Bank account and have a mobile number registered in your online and mobile banking profile for at least three calendar days. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. Recipients must have an eligible bank account in the United States. Terms and conditions apply.

Members of the military (requires self disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. All others can have it waived by meeting any one of the following criteria: Have combined monthly direct deposits totaling $1,000 or more; or keep a minimum average account balance of $1,500 or more; or hold an eligible U.S. Bank credit card; or qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle). The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period. Other fees may apply. Please refer to the Consumer Pricing Information disclosure for more details

Safe Debit Account is subject to certain account limitations and eligibility requirements, including on the use of Bill Pay and Mobile Check Deposit. Please refer to the U.S. Bank Safe Debit Account Terms and Conditions and Safe Debit Account Pricing and Information for details.

External Transfers: Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

Eligibility requirements and restrictions apply. Fees for wire transfers initiated in mobile and online banking will be displayed before confirmation. Please refer to the Digital Services Agreement for more information.

The mobile feature, U.S. Bank Smart Assistant™, is only available in the English language. The feature requires downloading the latest version of the U.S. Bank Mobile App. Message and data rates may apply.

Linking external accounts provides you with view-only access to balances and transaction details for accounts you hold at other financial institutions. The information displayed or provided as part of the external account linking service is for your informational purposes and may not reflect your most recent transactions or balances. We may also make you aware of products, services and offers that could be of interest to you. Some financial institutions may limit (or block) account linking services and we are not responsible for errors that may result from such limitations. Please see the Digital Services Agreement for the full terms of use related to linking external accounts.

Some U.S. Bank ATMs have limited functionality. Please see the ATM and branch locator, at usbank.com/locations or in the U.S. Bank Mobile App, to view feature availability at U.S. Bank ATMs.Some U.S. Bank ATMs have limited functionality. Please see the ATM and branch locator, at usbank.com/locations or in the U.S. Bank Mobile App, to view feature availability at U.S. Bank ATMs.

Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

In the event the Available Balance at the end of the business day is or would be overdrawn $50.01 or more and the transaction paid is $5.01 or more, an Overdraft Paid Fee may be assessed for each item. In the event the Available Balance at the end of the business day is or would be overdrawn $50.00 or less, a fee will not be assessed. U.S. Bank limits the number of charges to a daily maximum of four Overdraft Paid Fees per day, no matter how many items we pay on your behalf.

Consumer checking accounts (excluding Safe Debit accounts) assessed an Overdraft Paid Fee may qualify for a fee waiver. The Overdraft Fee Forgiven period starts the first day your Available Balance becomes negative and you were charged an Overdraft Paid Fee(s). U.S. Bank will review your account at the end of the Overdraft Fee Forgiven period (11 p.m. ET) and if your Available Balance (excluding the Overdraft Paid Fees and including immediate and same day deposits), is at least $0 we will waive Overdraft Paid Fee(s) charged. Deposits that generally will qualify for Overdraft Fee Forgiven include: ACH and electronic deposits, cash deposits, wire transfers, ATMs deposits at U.S. Bank ATMs, check deposits in branch and internal transfers from another U.S. Bank account. Deposits that generally will not qualify for Overdraft Fee Forgiven include: Mobile check deposit, extended hold placed on a deposit and deposits into new accounts opened less than 30 days where funds are generally made available the fifth business day after the day of your deposit. Refer to the Determining the Availability of a Deposit – All Accounts section of Your Deposit Account Agreement for full funds availability detail

Average account balance – The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of days within the statement period.

Qualifying accounts include U.S. Bank activated credit cards. Credit products are subject to eligibility requirements and normal credit approval and may be subject to additional charges such as annual fees.

Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting, and other balance information. The interest rate Lift is calculated by taking your current interest rate and multiplying it by the interest rate Lift. This gets the interest rate Lift amount, which is added on top of the current interest rate. The interest rate Lift applies to standard rates only, it is not applicable for special or promotional rates. Savings interest rate Lift applies to Standard Savings only.

ATM Transaction Fee. U.S. Bank will assess this fee for each ATM Transaction conducted at the Non-U.S. Bank ATM. Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically on the ATM or digitally on the screen.

ATM Surcharge. Non-U.S. Bank ATM owners may apply a surcharge fee on ATM transactions at their ATMs. U.S. Bank participates in MoneyPass®, an ATM surcharge free network. To find MoneyPass ATM locations, select “Show MoneyPass® ATM Network locations” in the ATM Locator . If you use an ATM that uses the MoneyPass® Network and are charged a surcharge fee, please contact us at 800-USBANKS (872-2657) for a refund of the surcharge fee.

Please refer to the Consumer Pricing disclosure section titled Miscellaneous Checking, Savings or Money Market Fees for a summary of ATM transaction fees.

When changing checking account types, corresponding Non-U.S. Bank ATM transaction fee waivers will become available on the first day of the next statement cycle. ATM transaction fee waivers are only applicable for your U.S. Bank SmartlyTM Checking accounts.

A minimum of $25 is required to open a U.S. Bank Smartly™ Checking account. For a comprehensive list of account pricing, terms and policies, see the Consumer Pricing disclosure and Your Deposit Account Agreement. These documents can be obtained by contacting a U.S. Bank branch or calling 866-758-8655. Please note: After September 20, 2022, all of the U.S. Bank Personal Checking Package products will no longer be available for sale.

Offer is for 100 free trades per calendar year (Jan. 1 to Dec. 31) with a self-directed brokerage account through our affiliate, U.S. Bancorp Investments. Offer applies to online trades of equities and exchange-traded funds only and requires enrollment in paperless documents for self-directed brokerage account. To receive the free trades, a U.S. Bank SmartlyTM Checking account or an existing U.S. Bank Platinum® Checking Package or U.S. Bank Gold® Checking Package must be established. Free trades made available up to four business days from confirmation of account funding. This offer is not designed to support day trading or active trading and may be revoked if there is excessive or unreasonable activity. Additional fees may apply. Please refer to the Schedule of Commissions and Fees for more information. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Apple, the Apple Logo, Apple Pay, iPhone, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iOS is trademark or registered trademark of Cisco in the U.S. and other countries.

™Android, Google Play, Android Pay, and the Android Logo are trademarks of Google Inc.

Privacy

Equal Housing Lender. Deposit products are offered by U.S. Bank National Association. Member FDIC.